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Presented by![]() Pamela Kelly |
Under contract-accepting backup offers. Price Improvement!!!! Walking distance to the OCEAN! Walking distance to Flagler, The Garlic, Norwood’s, 3rd Wave Cafe and more! Elevated home by FEMA so no flooding! This is a MUST SEE, oversized CORNER LOT with plentiful parking in the Central Beach area! This is a one of a kind, back yard POOL & SPA OASIS with a HUGE Back yard, lush new landscaping and a beautiful new, wood-stained, horizontal plank fence. There is even an outdoor elevator lift for motorized access upstairs. This incredible home has 3 bedrooms, 2 full baths, Kitchen with Dining Table area, Family Room, additional room for Lounging or Dining and an Indoor Utility Room. Enjoy the convenience of wood-plank tile flooring throughout for a clean and cohesive flow. This home has been completely re-painted inside and out with wallpaper accent walls in the bedrooms along with lovely new vanities in both bathrooms. Your gourmet kitchen is the best with stainless steel appliances, gas range with vented hood and pot filler and beautiful, new gold hardware on the soft-close shaker style cabinet doors and drawers and plenty of storage. There is so much natural light in this cozy and comfortable home where you can enjoy a wonderful salt air breeze with the windows open or stay cool under the brand new ceiling fans throughout. With this home being elevated on concrete pillars, you can enjoy an abundance of outdoor covered area for storage and fun on the brand new concrete foundation underneath connected to a timeless, concrete Tiki Bar complete with bar sink and power. While FEMA does not allow for a closed in room underneath for living, the opportunities for storing surfboards, bikes, golf carts, tables and chairs, dining and relaxing is limitless! It’s incredible to enjoy a nice cool, shaded area while watching your family and friends enjoy swimming in the huge salt water swimming pool or relaxing in the jetted spa. Metal Roof (2016), Tankless Water Heater (2023), all new plumbing and electrical installed upon FEMA raising the home (2023). Come see one of the most unique POOL HOME opportunities in Central Beach of New Smyrna! Don’t miss out!
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Our Executive Mortgage Banker:
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$900,000
Licensed Salesperson, REALTOR
William Raveis Real Estate
Phone: 781.626.3866
Pamela.Kelly@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.944.8218
Bob.Flynn@raveis.com
NMLS Mortgage Loan Originator ID 6314
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $720,000 | $720,000 | $720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.500% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.637% | 6.540% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,375 | $4,551 | $6,223 |
Total Monthly Payment | $4,887 | $5,063 | $6,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.