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204 Pelican Reef Dr, St. Augustine, FL 32080 – Deepwater Lot with Bulkhead in Yachtsman Point Exceptional opportunity to own a deepwater homesite in the exclusive Yachtsman Point section of Pelican Reef, one of St. Augustine’s premier gated waterfront communities. With 110 feet on the Intracoastal, this lot offers direct deepwater access, ideal for boaters and those seeking a true coastal lifestyle. This lot is ready to build — over 100 loads of clean, compacted fill dirt have already been brought in, and the dock and bulkhead permits have been fully approved by the Army Corps of Engineers, DEP, and SJRWMD. Even better, the bulkhead is already in place, saving significant time and investment. Included with the sale are a full survey with topography and tree locations, a geotechnical report with completed soil borings, and a stunning set of architectural plans approved by the Pelican Reef ARB. These plans can convey at the buyer's request or you may choose to bring your own vision to life and design your perfect waterfront retreat. Just minutes from the heart of historic downtown St. Augustine and the pristine shores of the Atlantic, this property offers a truly rare opportunity to own a fully prepped, deepwater lot in one of the most desirable waterfront enclaves on Florida’s coast. But what sets this homesite apart isn’t just the location — it’s the lifestyle. From watching 4th of July fireworks light up the skyline from your private dock, to strolling to the St. Augustine Amphitheatre for a live concert or browsing the local Farmers Market, every day here feels like a curated experience. While thousands of properties line the Intracoastal, very few offer unobstructed views of the Nation’s Oldest City — a perspective rich in both beauty and history. This is a chance to own a piece of waterfront unlike any other — where heritage, nature, and convenience intersect in the most spectacular way. Now is the time to claim your piece of history — before this one-of-a-kind opportunity is gone. Owner financing may be available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,697 | $10,219 | $13,793 |
Total Monthly Payment | $9,822 | $10,344 | $13,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.