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Spec Pond is one of Lancaster's most sought after locations, as it provides a commuter friendly, waterfront community you can enjoy year round! This young home is on the market for the first time, but it won't be on for long! Single level living is an option here with the main bedroom and laundry on the first floor, however two more bedrooms, a full bath and living area can be found on the lower level walk-out. The home boasts wood flooring throughout the open concept living room, dining room and large eat-in kitchen, with spectacular views all around. Just off the dining area is a three-season porch which opens up to a covered balcony, perfect for enjoying your morning cup of coffee or evening cocktails! The main bedroom also offers water views, an en-suite full bath and ample closet space. Attached two car garage is an added bonus for those winter months. Set back from the main road, this secluded waterfront home is everything you have been looking for!
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Recessed Lighting, Closet - Double | Basement |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet, Recessed Lighting | Basement |
Dining Room | Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Balcony - Interior, Balcony - Exterior, Handicap Accessible, Exterior Access, Open Floorplan, Recessed Lighting, Slider | Main,First |
Kitchen | Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Handicap Accessible, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Peninsula | Main,First |
Living Room | Bathroom - Half, Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Window(s) - Picture, Handicap Accessible, Exterior Access, Open Floorplan, Recessed Lighting | Main,First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Handicap Accessible, Recessed Lighting | Main,First |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.625% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.712% | 6.764% | 6.435% |
Monthly Tax Payment | $907 | $907 | $907 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,968 | $4,354 | $5,830 |
Total Monthly Payment | $4,967 | $5,353 | $6,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.