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A WONDERFUL CONCORD LOCATION - A CHARMING CAPE TO CALL YOUR OWN! Opportunity awaits in this well-established neighborhood just minutes from dining, shopping, trails, swimming and more! Whether you are starting out or looking to downsize this adorable cape-style home is ready to welcome you! The first floor offers 2 bedrooms, full bath and convenient laundry for easy living. Enjoy the sun-filled living room through all four seasons, made even more comfortable with a mini-split for those warm summer nights. The well laid out kitchen features newer appliances and a spacious pantry providing ample room for all your cooking essentials. Big-ticket updates have already been taken care of for you, including a NEW METAL ROOF, NEW WINDOWS, and THREE NEW MINI SPLITS, ensuring comfort and energy efficiency for years to come. Set on a lovely corner lot graced with beautiful trees the property also includes the bonus of a detached two car garage perfect for storage or workspace. Don’t miss this charming home in a prime Concord location ready for you to add your personal touches! Delayed showigs until Open House on Saturday 3/15
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $497 | $497 | $497 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,793 | $2,325 |
Total Monthly Payment | $2,184 | $2,365 | $2,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.