1214 RAMSDEL STREET, Port Charlotte, FL, 33952 | $269,000

Under contract-accepting backup offers. Welcome to your dream home! This beautifully updated 3-bedroom, 2-bathroom residence offers comfortable living space, and thoughtful upgrades, perfect for modern living in sunny Florida. As you step inside, you'll immediately notice the spacious open floor plan with soaring cathedral ceilings, creating a bright, airy atmosphere that flows seamlessly throughout the home. The newly installed laminate flooring throughout the main living area, and in the master bedroom, adds both style and durability. The chef’s kitchen is a true highlight, featuring stainless steel appliances, solid wood cabinets, a new backsplash, and a pantry—ideal for preparing meals or entertaining. The master suite offers a peaceful retreat with a renovated en-suite bathroom with new vanities, and a walk-in closet, ensuring privacy and comfort. Step outside to the expansive outdoor living space, where you'll find a large lanai and an enclosed in-ground pool—perfect for relaxation and entertaining year-round. The newly fenced yard ensures total privacy, and the additional side RV parking pad adds extra convenience for those who enjoy outdoor adventures. Recent updates elevate this home even further, with a whole-house purifying system added in 2024, a new A/C unit, and a roof replacement in 2023, and new ceiling fans throughout, offering peace of mind for years to come. Location is key, and this home is perfectly situated near the Audubon-Pennington Nature Park, providing access to miles of nature trails, bird watching, and outdoor recreational activities. In addition, you’ll find a variety of shopping, dining, and entertainment options nearby, as well as easy access to major roads and highways, making commuting and exploring the Gulf Coast a breeze. The vibrant community of Port Charlotte offers everything from local parks to waterfront attractions, with beautiful beaches just a short drive away for fun-filled days in the sun. Whether you’re relaxing at home or exploring the natural beauty and amenities of the area, this home offers the perfect blend of comfort, convenience, and Florida living.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1986
  • Garage: 1-car Guest, Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,430
  • Acreage: 0.23
  • Est. Taxes: $4,058
  • Lot Desc: City Lot, Level
  • View: Pool
  • Elem. School: Neil Armstrong Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pool: Child Safety Fence, Fiberglass, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: C7506508
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/C7506508/1214ramsdelstreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2025 10:17:10 AM)
Listing courtesy of SELLSTATE VISION REALTY   Phone: 941-336-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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1214 RAMSDEL STREET, Port Charlotte, FL, 33952

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,200 $215,200 $215,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.050% 6.152%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,360 $1,414 $1,801
Total Monthly Payment $1,773 $1,827 $2,214

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.