380 CONCORDIA STREET, Punta Gorda, FL, 33983 | $465,000

Within Deep Creek-known for its low HOA fees, expansive greenbelt views, serene area lakes, family-friendly public golf course, and excellent elementary school-you will find this stunning 3 bedroom, 3 bathroom pool home with a bonus den/study and picturesque lake views. This home offers the perfect blend of comfort, style, and low-maintenance living. Nestled on a quiet street, this home welcomes you with an inviting open floor plan, enhanced by 20” porcelain tile throughout. The bright and airy living room boasts tray ceilings and sliding doors that open onto the spacious lanai, perfectly framing tranquil lake vistas. The well-appointed kitchen features decorative lighting, raised panel cream cabinetry with pencil-line accents, soft-close cabinets, granite countertops, and a breakfast bar—ideal for entertaining. The primary suite offers a peaceful retreat with a tray ceiling, a walk-in closet, and private access to the lanai. Its en-suite bathroom is elegantly designed with granite countertops, rich wood cabinetry, and fine-line accents. A stylish barn door and a pocket door enhance privacy for the guest quarters and study. Two additional guest bedrooms provide ample space, with one featuring a walk-in closet. Step outside to your paved pool deck, complete with a roll-down sunscreen, overlooking your heated pool where you can relax and take in the serene views through a custom picture-frame pool screen. The home also features new 2023 roof, impact windows for added peace of mind, as well as a garage with epoxy flooring. Whether you’re a full-time resident or a seasonal homeowner looking to enjoy all the comforts of Florida living, this home is a true gem in one of Charlotte County’s most desirable neighborhoods.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2016
  • Garage: 2-car Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,824
  • Acreage: 0.22
  • Est. Taxes: $6,362
  • HOA Fee: $200 Annually
  • Lot Desc: In County, Landscaped
  • View: Water
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7506333
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/C7506333/380concordiastreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 3:08:39 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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380 CONCORDIA STREET, Punta Gorda, FL, 33983

$465,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $372,000 $372,000 $372,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $530 $530 $530
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,321 $2,444 $3,089
Total Monthly Payment $2,926 $3,049 $3,694

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.