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WATERFRONT OPPORTUNITY!! Now is your chance to own property located on the beautiful Ruskin Inlet with a completely REMODELED HOME! 2 bedrooms, 2 bathrooms, and a 1-car carport with plenty of space on the lot to park your trailer or motor home - even comes with 50-amp service! METAL ROOF (2017), No HOA or CDD, NEW HOT WATER HEATER (2024), fenced, OUTDOOR KITCHEN, paver parking area, reinforced seawall with added seawall cap, DOCK with COVERED BOAT LIFT, shed, outdoor shower, FIRE PIT, floating kayak dock, COVERED SCREENED LANAI: an ideal home for a boater, fisherman, or simply a water lover wanting relaxing views and a peaceful waterfront lifestyle. Inside, you'll find NEW LUXURY VINYL FLOORING in Primary Suite & TILE FLOORING throughout the rest of the home, recessed lighting, QUARTZ COUNTERTOPS, and NEW APPLIANCES! There's a large Great Room housing both the living room area and kitchen, with STAINLESS STEEL appliances, a beautiful ISLAND with room for prep & seating, SOFT-CLOSE cabinets all the way up to the ceiling for maximum storage, pendant lights, and a lovely backsplash adding the finishing touch to this wonderful gathering space. The Laundry Room is separated by a barn-style door and features NEW GE Profile washer/dryer, along with built-in shelving and storage! The Primary Bedroom includes a WALK-IN CLOSET and EN-SUITE BATHROOM complete with a NEW single sink vanity, shower stall with built-in bench, and water closet. The spacious secondary bedroom is conveniently positioned across from the second full bath, which has a NEW single sink vanity, tub/shower combination, and is tastefully decorated with a gorgeous textured wallpaper, chair rail, and wainscoting. This property is situated with easy access to US-41 and I-75, offering a blend of waterfront living while remaining in proximity to Tampa, St Pete, Bradenton, and beyond.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,056 | $3,175 | $4,040 |
Total Monthly Payment | $3,412 | $3,531 | $4,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.