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This is a remarkable opportunity to be a part of the desirable Sugar Creek community, an active subdivision close to Greenville/Greer with so many amenities, including swimming pools, swim teams, club house, tennis courts and pickle ball courts. The house itself is very charming and has great curb appeal. It is nestled on a quiet, wooded lot at the heart of the Sugar Creek community. Enter the house into a welcoming foyer and living room. Beautiful hardwoods run throughout the main areas of the house. The cozy den has a gas fireplace and flows out to a screened porch overlooking the woods and the pond beyond. The screened porch is the perfect place to gather with multiple seating areas and a cooking deck just outside. The kitchen, with nice cabinetry and gleaming granite counter tops, has a nice breakfast area with a window that overlooks the backyard. There is an additional side entry driveway that makes it very convenient for bringing groceries and supplies into the kitchen. The formal dining provides a gathering place for guests. The primary bedroom has a private bath and walk in closet. There are three guest rooms. One of the guest room closets has been converted into a laundry area (the laundry was originally downstairs, but the dryer hook up and washer plumbing remain there, if you prefer the laundry downstairs). There is a big hall bathroom with double sinks on the main hallway. Downstairs, you will find another spacious room that can be a fifth bedroom, den, or flex space. A brick patio creates space for outdoor entertaining, as well. There is a two-car garage (26X24) downstairs with a nice side entry and parking space. Nearby, there are two large ponds where you can fish or just "hang out. " Nearby are the neighborhood recreational areas that include the two pools, the clubhouse, and the tennis courts. You can even watch the neighborhood fireworks from your own driveway! Sugar Creek is "zoned" for award winning schools. The house is very close to the interstates and the Greenville Spartanburg International Airport. There are so many great restaurants, parks, and entertainment venues nearby. Greenville/Greer/Spartanburg cities have become centers of international commerce and culture.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,144 | $3,311 | $4,219 |
Total Monthly Payment | $3,364 | $3,531 | $4,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.