Calling all First Time Homebuyers, Snowbirds, Investors and anyone looking for a GREAT, MOVE-IN READY BLOCK HOME! Charming 2 Bed, 1 Bath Home with a Bonus Room and Carport in the Heart of sunny St. Petersburg! This residence boasts original hardwood floors that exude warmth and character throughout. The kitchen and bathroom have been updated and the indoor laundry, conveniently tucked away in the bonus room, will add a practical touch to your daily routine. With two inviting bedrooms, this home offers flexibility for your living arrangements—ideal for a someone looking to buy their first home, needing a home office or to have a roommate. The carport ensures your vehicle is protected from the elements, and the central location puts you in the heart of St. Petersburg's vibrant community. Enjoy easy access to local amenities, entertainment, and dining options—all within reach. This home is located in one of the highest points of St. Petersburg, so NOT in flood zone. Don't miss the chance to call this St. Petersburg gem your home sweet home. Schedule a showing today and experience the perfect blend of classic charm and modern convenience! This home DID NOT have any damage or water intrusion from hurricanes.
Roof 2012, HVAC 2016, Water heater 2013.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,391 | $1,445 | $1,842 |
Total Monthly Payment | $1,683 | $1,737 | $2,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.