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Don't miss your chance to own a cozy 1-bedroom, 1-bathroom condo in a vibrant 55+ community in St Petersburg. Located in the Gulf building, which is one of the few buildings that allows leasing! This second-floor unit comes with an assigned carport and is located in a complex that recently had its roof replaced for added peace of mind. Residents enjoy fantastic amenities including a heated swimming pool, recreation center, card room, billiards room, and a ballroom perfect for social events. The community offers a variety of activities such as weekly bingo, card games, shuffleboard, horseshoes, dancing, and even holiday dinners with entertainment—there’s always something to enjoy! The low association fees cover essential services like gas for cooking and heating, water, sewer, trash removal, and grounds maintenance. Conveniently located within walking distance to grocery stores, shopping, restaurants, and local attractions like Tropicana Field. Plus, easy access to I-275 makes commuting a breeze, with Tampa International Airport and St. Pete-Clearwater Airport just minutes away. This condo is being sold 'As Is' for the owner's convenience and can be sold furnished as an option. Hurry, call today to schedule your appointment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$65,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $52,000 | $52,000 | $52,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $329 | $342 | $435 |
Total Monthly Payment | $494 | $507 | $600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.