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Presented by![]() Ashley Bowne |
LAND OWNED! GRACIOUS FLORIDA HOME IN BEAUTIFUL RIDGEWOOD OAKS--a thriving 55+ community! The spacious floor plan provides plenty of room for relaxation and entertainment. The water view right from the comfort of your living room or lanai, is a birdwatcher's dream! Large kitchen that features an ample pantry and a cooking island with seating. The adjacent family room has a wet bar and is a great place to relax. This lovely property has two roomy bedrooms both with en suite bathrooms. The owner's suite features double doors that escort you to the primary bathroom with a large garden tub or separate shower. The airy living room offers plenty of natural light. Wide hallways, seating and dining options throughout. Central A/C unit and water heater both replaced in 2024. Carport and wide driveway offer room for extra parking. Storage shed. Ridgewood Oaks boasts an array of amenities including heated pool & spa, tennis courts, pickleball, shuffleboard, outdoor exercise equipment and clubhouse. PET FRIENDLY! HOME MAY BE LEASED OUT WITH NO WAITING PERIOD. CONDO/HOA FEES OF $631 each quarter which include cable, internet, trash, and grass mowing. Don't miss the opportunity to own this well-kept property in a vibrant community designed for active and enjoyable living. SO MUCH TO OFFER!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
Sales Associate
William Raveis Real Estate
Phone: 860.949.2641
Ashley.Bowne@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,239 | $1,320 | $1,681 |
Total Monthly Payment | $1,367 | $1,448 | $1,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.