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Presented by![]() Ellen Vincent |
Now is the perfect time to buy your own beach house! Located in the Private Middle Beach Association a short 3 minute walk away. This year round home is on a private corner lot with new driveway and parking for 4 cars. Thoughtfully updated throughout with seasonal water views. Updates include kitchen with oversized quartz island, recessed lighting, SMEG refrigerator and super functional work space with laundry and storage. Sun filled living and dining room areas provide an open layout perfect for entertaining, which you will definitely be doing at the beach! Newly updated bathroom has high ceilings, spacious walk in shower with rainfall shower head and modern vanity. Both bedrooms (one with a water view) are spacious and have ample closet space. The sunroom/breezeway adds additional square footage. Start enjoying the beach immediately and making memories in this truly turn key home. You will be worry free with brand new septic system, roof, and siding. New patio and walkway and a flat yard with new outdoor shower. Perfect location close to Waters Edge Resort and walking distance to cafes, dining, coffee shop and more. This home would make a perfect vacation or short term rental and has excellent rental history. Middle Beach Association costs $65/year to enjoy community events and social activities!
Type | Description | Level |
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Bedroom 1 | Main | |
Dining Room | Remodeled,Combination Liv/Din Rm,Hardwood Floor | Main |
Living Room | Remodeled,Dining Area,Hardwood Floor | Main |
Primary Bedroom | Main | |
Sun Room | Main |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.313.8862
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,964 | $3,773 |
Total Monthly Payment | $3,262 | $3,445 | $4,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.