278 STARGAZE LANE, Saint Augustine, FL, 32095 | $639,900

Spectacular views that will take your breath away! Embrace the tranquility of this backyard oasis from your balcony or screened in terrace. Whether you're enjoying your morning coffee or winding down at sunset, the scenery from this home is truly something special. This is your own private retreat after a long day & a perfect space for entertaining with its large fenced yard. Step into a world of warmth & comfort as you enter the open-concept, 4 bed 3 bath home with premium finishes throughout. High ceilings, 1st floor bedroom & full bath, large master bedroom with walk in closet & a bonus room, perfect for creating lasting memories with loved ones. Beacon Lakes includes a high end, resort style Neighborhood Club House with multiple pools, an epic splash park & a top notch school is just a stone's throw away. This home offers everything, a beautiful fun filled community, with so many amazing things to do from pickle ball to kayaking, food trucks & so much more. With easy access to shopping & dining right outside the neighborhood & Mickler's beach is a 20 minute drive, your dream home awaits!

Features

  • Amenities: Fitness Center, Park, Playground, Pool, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Upper Level
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,498
  • Acreage: 0.17
  • Est. Taxes: $8,450
  • HOA Fee: $71 Annually
  • View: Trees/Woods, Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: FC306879
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/FC306879/278stargazelane_saintaugustine_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 12:47:16 PM)
Listing courtesy of KELLER WILLIAMS REALTY ATL   Phone: 904-797-7442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

278 STARGAZE LANE, Saint Augustine, FL, 32095

$639,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,920 $511,920 $511,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $704 $704 $704
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,152 $3,363 $4,251
Total Monthly Payment $3,948 $4,159 $5,047

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.