79 Algonquin Road, Yonkers, NY, 10710 | $689,000
This quality-built brick Ranch sits beautifully on 65X105 property in the very desirable Mohegan Heights section of Yonkers. Well maintained with improvements such as: brand new Roof (2024), new Gutters and Guards (2024), new Gas Line, Central Air Conditioning/2020, Hall Bath/2012, and Washer/Dryer (2023), 3 Zone Lawn Sprinkler System. This neighborhood is walkable to shops, local eateries, a house of worship, and public transportation on Central Avenue. The Tuckahoe and Bronxville train stations are located minutes away. The finished basement is approximately 1, 000 square feet and is not included in the Square Footage stated in the listing. There is a 2nd Full Bathroom in the finished Basement and a separate entrance to the backyard. Great for home office use! The attached Garage is very large. The lovely covered Patio in the backyard offers beautiful sunsets ready for your Spring and Summer gatherings.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Ranch
- Year Built: 1953
- Garage: 1.5-car
- Heating: Natural Gas
- Cooling: Central Air
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 1,364
- Acreage: 0.15
- Est. Taxes: $13,942
- Elem. School: Yonkers
- Middle School: Yonkers Middle School
- High School: Yonkers High School
- School District: Yonkers
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
- MLS#: 822093
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/822093/79algonquinroad_yonkers_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
79 Algonquin Road, Yonkers, NY, 10710
$689,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
| Monthly Tax Payment | $1,162 | $1,162 | $1,162 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,173 | $3,529 | $4,577 |
| Total Monthly Payment | $4,427 | $4,783 | $5,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535