|
Presented by
Joe Olivastro |
10 Hilltop Road, Hamden (Mount Carmel), CT, 06514 | $375,000
Discover the ease of single-level living in this beautifully maintained Ranch-style home, nestled in the desirable Mt. Carmel area of Hamden. This residence features an open-concept main area with a spacious living room that has 18 feet of windows allowing a flood of natural light and a raised hearth fireplace that is equally enjoyed from the adjoining dining room. The eat-in kitchen is both stylish and functional with pocket door between living & dining room, stainless steel appliances, Corian countertops, and direct access to a spacious three-season sunroom. Cooled by central air conditioning, the sunroom is ideal for relaxing or entertaining, leading seamlessly to the 43' x 13' patio. Off the living area, you'll find 2 bedrooms and a full bathroom. The primary bedroom includes a double-wide closet and a separate cedar closet. The full bath features a custom tiled walk-in shower, a separate jetted tub with a shower, and vanity with granite counter and custom cabinetry for linens. Outdoors, the professionally designed gardens are filled with a variety of flowering shrubs providing vibrant colors from early spring through fall. This home offers peaceful living while remaining just minutes from shopping, dining, and major routes, including I-91, Route 15, and downtown New Haven. A perfect blend of comfort, style, and convenience!
Features
- Town: Hamden
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1956
- Garage: 1-car Attached Garage,Driveway
- Heating: Hot Air,Radiant
- Cooling: Central Air
- Basement: Full,Full With Walk-Out
- Above Grade Approx. Sq. Feet: 1,192
- Acreage: 0.54
- Est. Taxes: $7,988
- Lot Desc: Level Lot,On Cul-De-Sac
- Elem. School: Per Board of Ed
- High School: Hamden
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24078506
- Website: https://www.raveis.com
/prop/24078506/10hilltoproad_hamden_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
| Dining Room | Combination Liv/Din Rm,Wall/Wall Carpet | Main |
| Eat-In Kitchen | Corian Counters,Tile Floor | Main |
| Full Bath | Granite Counters,Stall Shower,Tub w/Shower,Tile Floor | Main |
| Living Room | Fireplace,Wall/Wall Carpet | Main |
| Primary Bedroom | Cedar Closet,Ceiling Fan,Wall/Wall Carpet | Main |
| Sun Room | Ceiling Fan,Patio/Terrace | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Joe OlivastroSales Associate
239.777.3225
Joe.Olivastro@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
10 Hilltop Road, Hamden (Mount Carmel), CT, 06514
$375,000
Joe Olivastro
Sales Associate
William Raveis Real Estate
Phone: 239.777.3225
Joe.Olivastro@Raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
| Monthly Tax Payment | $666 | $666 | $666 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,996 | $2,532 |
| Total Monthly Payment | $2,637 | $2,737 | $3,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524