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Presented by![]() Amanda Racek |
Welcome home to this beautiful and meticulously maintained Cape Cod home with lake rights & lake views. Hardwood floors as seen, crown moldings, coffered ceilings with built ins and charm you won’t be able to resist. This home was recently renovated. Great entering foyer, expansive open concept living/dining combo w/ wood burning fireplace, office/first floor bedroom, updated kitchen and bathroom with laundry. Second floor offers 3 additional bedrooms and full bathroom. New roof 2022, generator hook up, electrical panel upgrade. Located approx. 1 hour from NYC and 2 min. from the Taconic Parkway making this house a perfect commute for those that are looking for lake life! Lake Secor is a great lake community where you can enjoy private beach access in the summer. You are allowed to have row boats and kayaks on this lake throughout the summer months. The views with the most unbelievable sunrises and vistas that you can enjoy from this beautiful large wrap around deck and gorgeous open porch! This home is a perfect starter home conveniently located to shopping center, schools and transportation. Town water and sewer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,999
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.490.6792
Amanda.Racek@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,999 | $359,999 | $359,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $1,115 | $1,115 | $1,115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,072 | $2,273 | $2,940 |
Total Monthly Payment | $3,262 | $3,463 | $4,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.