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Have you been looking for a good starter home, or maybe you are looking to downsize? This cute rustic bungalow has a fabulous location in Laurens, SC. The home has 2 bedrooms and 1 bath. The home has a nice covered front porch to hang out and enjoy your downtime. When you enter, you are greeted with a cozy living room. There is new carpet and blinds, and all the trim and doors have been recently painted throughout. The primary bedroom is to the right, and it is generously sized with a closet. We virtually staged it to get a better idea with furniture how big it really is. The hall is larger with new luxury vinyl planks. I could see it being a great spot for a small cabinet for additional storage. The second bedroom is just off the hall. It's smaller but could be a great office or child's room. It does have its own entrance off the back of the house if that was something that you would need. It also has a large closet. The kitchen is oversized. You could remove the door to the kitchen and have more wall space for a pantry or shelves. There are ample cabinets, and the refrigerator and stove do convey. The bath is just off the kitchen and is a shower-tub combo and also the location for the water heater, which is enclosed, which offers a little more shelf space. The lot is just under half an acre, and with the exception of the front, it is all level. Plenty of space to fence in for your fur babies. Or maybe you want to do some backyard gardening plenty of room! The drive is to the left of the home and goes around to the back so that you can come straight in from the screened porch, which has no steps, into the kitchen. The home is in the USDA eligible area and would have no problems passing for FHA, as it's fully functional with central heat and air conditioning. Public water, sewer, and trash pickup is included. Home is moving ready. It was just deep cleaned a few days ago from top to bottom. Do not delay; come take a look. It's very hard to find a house that's livable for under $120, 000. Share with your friends and family that may be looking. Give me a shout. I'm looking forward to hearing from you!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,200 | $95,200 | $95,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $594 | $625 | $797 |
Total Monthly Payment | $749 | $780 | $952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.