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Welcome to 602 Cartmel St, you’ll be greeted by an inviting front porch, setting the tone for what lies within. Stepping inside, you're welcomed by a versatile flex space to the left, perfect for use as an office, playroom, or however best suits your needs. Continuing onward, abundant natural light fills the open kitchen, adorned with granite countertops and soft-close cabinets and drawers, creating an inviting atmosphere for culinary endeavors. To the right of the dining room, the family room beckons with a cozy fireplace, ideal for gatherings with loved ones. Conveniently located on the main floor, you'll find a half bath, situated across from the laundry room for added accessibility. LVP flooring throughout the first floor adds a touch of modern sophistication, completing the seamless blend of style and functionality. The Master bedroom located on the MAIN FLOOR exudes luxury with its custom closet and en suite bathroom, providing a serene retreat after a long day. Venturing upstairs, you'll discover three generously sized bedrooms, two of which have its own private en suite bathroom. Each boasting ample closet space, bedroom #3 has a custom closet as well, alongside a welcoming loft area. The property has been thoughtfully enhanced with a range of upgrades, including a 20x20 paver patio, fenced yard, ceiling fans in all bedrooms excluding master bedroom (has option for fan), custom blinds in the living and dining rooms, and upgraded light fixtures throughout the kitchen, hallway, and master bathroom. Upgraded storm door and patio doors unto the covered back porch with a custom fire pit. This home offers the perfect blend of style, functionality, and modern amenities, presenting an exceptional opportunity for discerning buyers seeking a move-in ready residence. Seller can remove cabinets in the flex room if desired. Buyer to verify square foot if important. QUALIFIES FOR RURAL HOUSING!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,820 | $1,892 | $2,411 |
Total Monthly Payment | $2,195 | $2,267 | $2,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.