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Presented by![]() Phil Collins |
This beautifully maintained Italianate two-family home, rich in history and crowned with a distinctive cupola overlooking the city, seamlessly blends timeless charm with thoughtful modern updates. This historic property offers 2 spacious units that boast 4 bedrooms, a full bathroom, sunroom, living room, dining room, and kitchen, all enhanced by high ceilings and large, new thermo-pane windows that fill the space with natural light. The downstairs unit also features 2 stunning decorative fireplaces (not in working order), adding to the period charm and character of the home. With separate heating systems and central air in one unit, it balances period character with practical living. Ideally located near UMass Lowell, public schools, parks, and public transportation, this rare offering is perfect for owner-occupants or investors looking for a well-preserved piece of Lowell history with stunning architectural detail and city views. Own a timeless piece of Lowell’s history and charm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.404.6800
Phil.Collins@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,686 | $3,880 | $4,921 |
Total Monthly Payment | $4,352 | $4,546 | $5,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.