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This 4BR, 3BA beauty w/ a 3 car garage is situated on a large 1/3+ acre lot on a quiet cul-de-sac street nestled in the exclusive gated community of Hidden Creek, which is located just minutes from the Polk Parkway making it convenient to Lakeland, Orlando & Tampa! With almost 2700 sq ft living area & upgrades galore, this is a rare find that you certainly won't want to miss seeing. Upon entering the home you'll find yourself in the large foyer/hallway area w/ dual tray ceilings & a formal area to the right that could be formal living or formal dining. You'll really love the spacious great room that is open to the beautiful kitchen as well as the dinette area. The large kitchen has a gorgeous island bar w/ a new farmhouse style sink, faucet & lovely new quartz countertops that carry through the entire kitchen. The kitchen is fully equipped w/ all of the appliances, has lots of pretty cabinets w/ a new tile backsplash & a large corner pantry closet! The dining area flows nicely off the kitchen area & has triple sliders leading to the covered patio & large back yard. The home boasts a triple split BR plan with all BR's being nice sized & most have walk-in closets. The gorgeous master suite has a tray ceiling, a large walk-in closet, a nice garden tub, a large glass enclosed shower, & 2 separate vanity/sink areas complete w/ granite countertops & a make-up station. The 2nd & 3rd bedrooms both have doors leading to a "jack & Jill" bathroom that has a tub/shower combo & a double sink vanity w/ a granite countertop. The 4th BR is tucked away from the others & located beside the 3rd bathroom, which also has a tub/shower combo, granite countertop on the vanity & a door that leads to the patio & back yard making it a perfect pool bath if a pool were ever added. There is a dry bar w/ a quartz countertop in the pass-thru area between the formal living room & the kitchen, which is also across from the nice sized laundry room. The home boasts high ceilings throughout, upgraded interior doors & arched openings throughout, some nice accent wall niches & lots of ceiling fans & pretty tile flooring throughout, (except bedrooms have carpet). The covered patio is great for your outdoor entertainment & it overlooks the very large backyard, where there's plenty of room for everyone to romp & play! There is an "in-wall-pest control system, the water heater is less than a year old & the HVAC air handler was replaced approx 4 years ago. All measurements are approximate. This is truly a home you'll be proud to call your own!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,600 | $407,600 | $407,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $496 | $496 | $496 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,346 | $2,610 | $3,385 |
Total Monthly Payment | $2,934 | $3,198 | $3,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.