903 SYMPHONY BEACH LANE, Apollo Beach, FL, 33572 | $1,999,990

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Stunning Waterfront Home with Breathtaking Open Water Views!

Nestled within the exclusive, gated community of Symphony Isles, this residence offers unparalleled luxury coastal living, blending elegance with modern convenience. From the moment you enter, the home captures the essence of waterfront living, with expansive views and sophisticated design.

The first floor features two versatile flex rooms, two 2-car garages, a full bath and a guest room — ideal for visitors or a private retreat. The second floor is designed for both relaxation and entertainment, with an oversized family room complete with a wet bar and panoramic waterfront views. The space extends to a covered balcony, perfect for enjoying the scenery. The expansive kitchen is a chef's dream, outfitted with stainless steel built-in appliances. At the heart of the kitchen is an oversized island, ideal for meal prep, casual dining, or hosting guests. Custom cabinetry and granite countertops combine style with functionality, while the spacious layout provides ample room for culinary endeavors. Adjacent to the kitchen is the formal dining room, bathed in natural light from oversized windows.

There’s plenty of space for guests, with two generously sized guest rooms, each featuring an ensuite bathroom. The third floor is dedicated to the owner's retreat, complete with a spacious informal den, a private balcony, and a spa-like bathroom. Twin vanities, water closets, and walk-in closets with custom built-in systems enhance the suite’s luxury. The bathroom includes an enormous shower and a spa-like tub, creating a serene, relaxing space.

Throughout the home, you'll find elegant travertine and wood floors, and an elevator offering easy access to all levels. Outside, your private outdoor oasis awaits. Unwind by the recently updated pool (2020), or take in the stunning views from the newly constructed dock. The private marina features a boat slip and the option for a 10k boat lift — perfect for your next boating adventure.

Inside, thoughtful updates abound, including a roof replacement in 2019, newer AC system, water heaters, and a freshly repainted interior.

Located in the highly desirable Symphony Isles community, this home offers privacy, security, and convenience, while being just minutes from Downtown Tampa, Tampa International Airport, fine dining, and major sporting events. Don’t miss the chance to make this exceptional waterfront property yours!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 102 x 150
  • Laundry: Laundry Room
  • Year Built: 2003
  • Garage: 4-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 4,404
  • Acreage: 0.35
  • Lot Size: 102 x 150
  • Est. Taxes: $21,595
  • HOA Fee: $518 Quarterly
  • View: Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: In Ground, Lighting, Salt Water
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: TB8358875
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /eprop/TB8358875/903symphonybeachlane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/7/2025 4:41:12 AM)
Listing courtesy of PINEYWOODS REALTY LLC   Phone: 813-225-1890

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

903 SYMPHONY BEACH LANE, Apollo Beach, FL, 33572

$1,999,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,992 $1,599,992 $1,599,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.235% 6.058%
Monthly Tax Payment $1,800 $1,800 $1,800
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,337 $9,722 $13,394
Total Monthly Payment $11,262 $11,647 $15,319

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.