![]() |
Presented by![]() Paul Incerto |
Welcome to City Island, the hidden gem of the Bronx! Imagine waking up every morning to breath taking views of the Long Island Sound and amazing sunrises. This ranch home is nestled in a gated waterfront community. This unit features two bedrooms with two full baths and offers an eat-in kitchen, a large living room with a gas fireplace, a waterfront balcony with updated decking, a large master bedroom with updated master bath and skylights, and hardwood floors throughout. The complex offers 24-hour security, waterfront club house for your private parties, an in-ground pool, direct access to Long Island Sound, boat mooring rights and an indoor parking garage with storage. Live like you are on vacation all the time. Come make this waterfront complex your forever home. This is also a pet friendly complex with true resort living. This gated community is also in close proximity to schools, shops, beach, restaurants, horseback riding, golf, express bus to New York City & city bus to the #6 subway train. Taxes do not reflect the NYS STAR school tax exemption. Call us today to live the City Island lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
Sales Associate
William Raveis Real Estate
Phone: 203.858.8080
Paul.Incerto@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $547 | $547 | $547 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,316 | $3,444 | $4,383 |
Total Monthly Payment | $3,954 | $4,082 | $5,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.