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Picture yourself enjoying the MAINTENANCE FREE FLORIDA LIFESTYLE in this GENEROUSLY SIZED VILLA, located in the highly sought-after Penthouse Groves, a 55+ community in Clearwater. NON-FLOOD & NON-EVACUATION ZONE! Do not let this one pass you by! If this is what you have been dreaming of, at an affordable price, look no further. Lovingly maintained & partially vintage, this 2 bedrooms/2 bath, 1270 Sf villa is ready for you to make it your own. As you make your way from the assigned covered parking spot, just steps from your future front door, to the left you are greeted by a manicured garden in your fenced front porch. Upon entering the villa, you will notice the large great room, with white walls & a light gray laminate flooring. Past the great room is a quaint sitting area, (could be used as a home office, too) overlooking the well-manicured back common grounds. This sitting area includes a large storage closet, also. Turn to your left. The ample sized kitchen boasts plenty of cabinets, a wall pantry, along with a breakfast bar, which overlooks the dining area. Past the dining area are sliding glass doors leading to the back & common grounds. To the left of the kitchen entrance is the COMBINATION LAUNDRY ROOM, (W/D Included) with a hand sink, wide vintage vanity & linen closet. Private water closet with full bath tub, also. Make your way down the hall and the guest bath is on your left. Continue past and you are in the guest bedroom. This bedroom includes a newer ceiling fan, wall closet and sliding glass doors which lead out to the front porch. If you make a right (just next to the guest bedroom door) you will enter the primary bedroom. LARGE is an UNDERSTATEMENT! This room easily accommodates a California KING size bedroom suite, features a newer ceiling fan (with remote), light gray laminate flooring, along with sliding glass doors leading to the front porch. This room also has a nice size walk in closet. Across from the walk-in closet is space for either a large bureau or you could add a rod & turn it into a regular closet. The primary bath is past the closet and includes a full tub. (a right turn from here takes you through the laundry area & back into the great room. ) As a bonus, there is space for attic storage just outside your front door. The COMMUNITY AMENITIES INCLUDE: a CLUBHOUSE, KITCHEN, BILLIARDS ROOM, LIBRARY, SITTING AREA, a SAUNA, BATHS/SHOWERS, a WORK OUT ROOM, SHUFFLEBOARD & POOL! The MONTHLY MAINTENANCE FEE INCLUDES: all the above, PLUS, WATER/SEWER/TRASH/BASIC CABLE & INTERNET, along with building insurance. Numerous Restaurants, Entertainment venues, Beach, Shopping, Watersports nearby, you are sure to find a few things you will love about this location & you are certainly going to feel lucky snapping this up before anyone else does. VA Hospital is 9. 8 miles away. Downtown Clearwater (4 miles), Clearwater Beach (5. 7 miles), Dunedin (6 miles), Tampa Int’l Airport (19 miles), Clearwater/ St. Pete Airport (7 miles). 2 small dogs/cats (under 25lbs each) allowed. Rental restrictions. Condo docs available. Don't forget to View the 360 Virtual Tour Link and Schedule your Showing Today! Please note: all info is deemed reliable but not guaranteed, since things change, buyer is advised to verify any & all taxes, HOA fees, restrictions, room sizes, & SQFT. Electric Panel Updated 2022. Room Feature: Linen Closet In Bath (Primary Bedroom). LISTING AGENT PART OWNER.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,724 | $155,724 | $155,724 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.894% | 6.936% | 6.006% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $946 | $1,010 | $1,293 |
Total Monthly Payment | $1,286 | $1,350 | $1,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.