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Presented by![]() Julio Zuniga |
Charming Country Retreat in Gilsum. Discover the peaceful charm of this delightful 3-bedroom, 1-bathroom home nestled in the serene town of Gilsum, just a stone's throw from the tranquil Ashuelot River. Set on a spacious 2. 23-acre lot, this property offers expansive open grounds, perfect for gardening and outdoor activities, with breathtaking western views of the surrounding hills. The property features a large pole barn and additional shed for ample storage or versatile workspace, ideal for hobbyists or those needing extra room. The chicken coop, currently home to chickens, was once a spacious doghouse with a fenced-in run, offering unique potential for various uses. Inside, the home offers all living spaces on the main level for ultimate convenience. While the third bedroom is currently utilized as a laundry room, it can easily be converted back to suit your needs. The large basement provides direct access to the 1-car garage and offers even more storage space for all your belongings. Energy-efficient with two solar panels, this home helps reduce costs with energy-saving benefits for the AC and heat mini-split systems. Don’t miss the chance to experience this wonderful property in person—schedule a showing today and envision your life here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
Sales Associate
William Raveis Real Estate
Phone: 203.895.5941
Julio.Zuniga@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,566 | $2,025 |
Total Monthly Payment | $1,858 | $1,996 | $2,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.