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This stunning (1/12 years young) home is West of Trail & Minutes to world famous Siesta Key Beach (5miles) & Nokomis Beach (8miles), Casey Key & Sarasota Intercoastal. No flood zone, no HOA. Owner spared no expense to make this home hurricane safe by installing all PGT high impact windows and hurricane proof doors (list of other great features is attached). This home boasts quality, comfort & elegance. The kitchen is equipped to accommodate any chef and the dining area is spacious & open to the large (but cozy) family room. A triple sliding door leads to an enclosed lanai, where you can relax and enjoy the Florida landscaping. The enormous master suite is conveniently located on the 1st floor and the master bath gives you the feel of a luxury spa. The second floor has room for your whole family & possibly friends also!! 4 Bedrooms, balcony, 2 full baths & Loft with space for an enormous sectional sofa. This home sleeps up to 14. Separate HVAC systems for the second floor keeps everybody comfortable & happy! Lots of ceiling fans as well! This home was completed less than 2 years ago and is a short distance to the Bay, several public water access points where you can fish or Kayak. Public boat ramp and a private ($100/yr) boat ramp are less than 1/2 mile away. So bring your water toys!! Shopping is at your fingertips. . . . Target, Kohl, Lowes, CVS, banks, Publix, restaurants, etc. . (less time running around & more time at the beach!!). This location is close to many waterfront restaurants and tiki bars to enjoy those fabulous sunsets and savor the Florida vibe!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $588 | $588 | $588 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,199 | $5,351 |
Total Monthly Payment | $4,720 | $4,879 | $6,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.