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Stunning nearly new 5 bedroom/4 bathroom ranch home situated on over 2 acres in the desirable Blue Ridge area. Enjoy charming details such as shiplap wall accents, a wood-burning fireplace, and wood ceiling accents in the tray-ceiling dining room. The front and expansive back porches showcase beautiful tongue-and-groove wood ceilings, complimented by full cedar columns on the exterior. Designed for convenience and comfort, this home includes a tankless water heater, a central vacuum system, and hardwood flooring throughout the main living areas. The impressive kitchen features an oversized island, abundant cabinetry, a large walk-in pantry, gas range, built in microwave and dishwasher. Two master suites on the main level provide flexibility and privacy, while the mudroom area, complete with cubbies in the laundry room near the garage entrance, ensures optimal organization. Multiple closets throughout the home provide ample space for linens and coats. The main master suite is generously sized with room for a sitting area, an oversized walk-in closet with extensive shelving, and a luxurious ensuite bath featuring granite countertops, rectangular double sinks, plenty of vanity space a walk-in shower and a soaker tub. Additionally, there is an upstairs flex room with a full bathroom that is perfect to claim as a bedroom. From the back porch, homeowners can enjoy views of the yard, which features an above-ground pool and a creek. Don’t miss out on this incredible home—schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $643,999 | $643,999 | $643,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,018 | $4,231 | $5,391 |
Total Monthly Payment | $4,334 | $4,547 | $5,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.