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Gulf Harbors beauty being restored!! A spacious 2 bedroom, 2 bath end unit with covered carport, that suffered damage from flooding
during Hurricane last Fall. Prior to the storm this condo was fully updated. The updated kitchen (2020) has upper shaker cabinets,
microwave, and the sinks with stone counter tops are still in great shape. Community has restored much of the unit inside electrical
and new drywall are done and now it needs a few finishing touches to be a great place to call home again. Windows were new in
(2016), shutters (2019), A/C (2019) and hot water tank (2016). Electrical panel (2023) Roof replaced (2023). Family room is a 19 ft
long and is lined with new windows bringing in the daylight, and is overlooking spacious gardens. The MONTHLY FEE'S INCLUDE;
basic cable, internet, water, sewer, trash, flood & building insurance, roof, lawn service, exterior maintenance, two pools (1 heated)
clubhouse, civic center, assigned covered parking, escrow reserves, 24-hour security, and on-site management. Only steps away
from your new home is the North Channel, with Park Benches, and you can walk the waterfront areas along the sidewalks lining the
seawall. Optional membership to private beach is only $200/year and there is storage available for very small yearly fee so bring
your kayaks and water toys and enjoy true Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$75,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $60,000 | $60,000 | $60,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $389 | $404 | $514 |
Total Monthly Payment | $636 | $651 | $761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.