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Welcome to an architects custom home. This home truly offers an open concept layout with a demonstration kitchen to entertain your family and friends. You will appreciate the many custom features throughout the home. Bedroom #2 offers a space saving murphy bed. This home is naturally well lit due to the many Anderson rollout windows and the four skylights that give you a feel that you are in touch with the outdoors. There is also an outdoor shower for cooling off in the warm summer days. The garage includes a newly installed garage door opener, upgraded hurricane garage door and pulldown stairs for additional storage. The water tank for the solar water heating is also located in the garage. A shed is also located on the property with many possible uses. The pole barn not only acts as a cover for recreational vehicles but provides cover for the pump and water treatment equipment. In addition there are storage areas for the hurricane shutters and scaffolding and also a large workshop. This home is located on a 3/4 acre plus site with flowering plants and numerous fruit trees. Finally, this home is located just a short distance from the Riverdale Park on the St Johns river with picnic tables and a boat launch for fishing and boating enthusiasts. New roof installed December 2024 and Septic Tank replaced August 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,069 | $3,232 | $4,086 |
Total Monthly Payment | $3,278 | $3,441 | $4,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.