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Step inside this beautifully maintained ranch and into the ease of one level living! The modern, open-concept design brings functionality and tremendous light into the living room, dining area, and updated kitchen. The kitchen itself is a chef's delight, featuring gorgeous soapstone counters and a generously sized island, perfect for added seating in the heart of the home. The inviting living room area boasts a propane stove for added warmth. Much of the home is highlighted by hardwood flooring. Three generously proportioned bedrooms, including one with first floor laundry, afford convenience and space for everyone. Roomy full bath with double sinks. Check out the wonderful three-season enclosed porch that you will never want to leave in the warmer months. Venture downstairs to discover the dry basement which includes a half bathroom, second laundry area, access to the garage, and an abundance of additional space for a playroom, home gym, or recreation area. The back deck overlooks the deep, fenced-in backyard. Attached two-car garage. Located in a great residential neighborhood close to the Hubbard Park trails along with easy access to downtown Montpelier and I-89. Don't miss the chance to make this delightful ranch your home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $669 | $669 | $669 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,724 | $2,830 | $3,601 |
Total Monthly Payment | $3,485 | $3,591 | $4,362 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.