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WELCOME TO YOUR PHENOMENAL HOME at 6724 Roosevelt Dr, Port Richey in the gated community of Senate Manor, a 55+ cooperative community in SUNNY Florida. This SUPERB 2 bedrooms, 2 bathroom single-wide manufactured home lies on a great lot with just over 5250 sqft in a NO CDD zone & NO REAR NEIGHBORS & a SERENE creek in the backyard. Key exterior features are covered carport parking, long driveway for parking of all your vehicles, rain gutters & easy-breezy TROPICAL landscaping that is taken care of for you. ENJOY the OPEN PATIO in the backyard or meet & greet your neighbors in your LOVELY front porch. When you step inside, you'll LOVE the OPEN FLOOR PLAN consisting of the Florida room, kitchen, living & dining rooms. The WONDERFUL EAT-IN kitchen features a deep sink with gooseneck faucet, updated cabinets with hardware, EXPANSIVE laminate & GRANITE counters & STAINLESS STEEL appliances including fridge, range & microwave. The SUPERB living room has lots of space to arrange your furniture in a multitude of ways. NATURAL SUNSHINE streams inside through the multiple windows ILLUMINATING the interior together with the BRIGHT light fixtures. The primary bedroom features AMPLE closet space & water-resistent plank floors. The main bathroom features ceramic floors, GRANITE counter, vanity with PLENTY of storage & REMODELED step-in shower with built-in shelving. The guest bedroom has a built-in AC unit, queen bed, water-resistant plank floors & en-suite bathroom. The REMODELED bathroom contains a step-in shower, vanity lights, pedestal sink & feature wood wall in a herringbone pattern. The inside laundry room with washer & dryer included features the matching wood wall for fluidity of design. The BRIGHT Florida room with double glass sliding doors into the kitchen is another AMAZING space which can function as a 3rd bedroom, office or formal dining room if desired. MORE TERRIFIC features in this home are updated electrical with permit (4/2019), 2 sets of garden hose bibs outside, long lasting metal roof & exterior shades to protect the windows in case of storms. There was NO storm surge from Hurricane Helene into the Florida room or main part of the home. A few inches of water did enter into the shed, laundry room & adjacent 2nd bedroom which was immediately remediated. There is NOTHING to do in this home as it is TURN-KEY, MOVE-IN READY & FURNISHED. Senate Manor is a WONDEFUL 55+ COMMUNITY & included in the low HOA fee of $200/month is trash with recycling pick-up 2X week, all exterior lawn maintenance, water, sewer, street lights, water with fountain views, gates & recreational activities like HEATED POOL & SPA, shuffleboard, horseshoes & gym. There is optional storage for boats, RVs or trailers on site. Location is IDEAL near beaches, shopping, restaurants, medical plazas, places of worship & tourist attractions. MAKE THIS YOUR FUTURE HOME!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $60,000 | $60,000 | $60,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $374 | $394 | $502 |
Total Monthly Payment | $515 | $535 | $643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.