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Exquisitely Customized Home Built in 2022 ~ The Verona Model Features a Single-Story Open Floorplan with 3 Spacious Bedrooms, 3 Full Bathrooms, Add’l Flex Room, GreatRoom, Brick Paved Lanai and 2-Car Garage. Be Prepared to Be WOWED! From the Brick Paver Driveway and Front Entry to the Extended Screen Enclosed Lanai, No Detail was Left Undone. Custom Fixtures and LED Lighting Throughout, Plantation Shutters and Crown Molding in Every Room with Accent Beams in Greatroom, Foyer and Owner’s Suite. Upgraded Tile in Main Living Areas with Level 5 Plush Carpet in Bedrooms. The Flex Room, Now a Media Room, Boasts a Stunning Custom Entertainment System, Featuring an 85” Sony TV for the Ultimate Viewing Experience. The Greatroom Includes Kitchen, Dining & Living Rooms - Beautifully Separated By Decor, Not Walls, and Holds Stunning Fireplace That Can Be Used for Heat or Simple Ambiance. Triple Glass Doors To Lanai and Large Windows Make This Home Light & Bright. The Kitchen is Incredible with 19 Cabinets Added to the Original Plan for Better Space & Flow, Complete with Wire Shelving Pullouts, Decorative Molding and Lighting. Upgraded Gourmet Appliances Include Built-In Oven and Microwave, Built-In Cooktop with Stainless Rangehood and Refrigerator. White Subway Tile Backsplash with Granite Countertops; Large Island Perfect for Entertaining with Beautiful Pendant Lighting, Seating and Storage. The Owner’s Suite Features a Beautiful Coffered Ceiling, Tiled Walk-In Shower, Walk-In Closet, Large Vanity with Dual Sinks and Private Water Closet. 2nd & 3rd Guest Bedrooms share 2 Full Guest Baths. (3rd Bedroom Currently Used as a Wardrobe/Dressing Room; Cabinetry Conveys at Buyer’s Request. ) Spacious Laundry Room Includes Washer, Dryer, Utility Tub and Cabinets for Storage. Add’l Features Incl: Smart Home Equipped, Whole House Water Treatment System, Central Vac System, Custom Window Treatments, Tiled Garage Floor and Removable Cabinetry, Rain Gutters, Irrigation System, Landscape Lighting & More! ***Please see Attached Feature Sheet. Located in the East Lakes of Harmony - An Upscale Gated Community Featuring a Wide Range of Amenities for Adults Who Love an Active and Outdoor Lifestyle. Amenities Include the Harmony Golf Preserve - an 18-Hole Eco-Friendly, Championship Course that Blends Perfectly with the Natural Surroundings. 12 Miles of Scenic Walking, Hiking & Biking Trails that Wind Through Preserved Natural Areas, Ideal for Enjoying Florida’s Beautiful Weather. For Water Lovers, Harmony Features Two Large Lakes, Buck Lake and Cat Lake, with Boat Docks, Fishing Piers, and Access for Canoeing, Kayaking, and Other Water Activities. The Community Also Offers Multiple Sports Courts Including Basketball, Tennis, Pickleball, Volleyball & Soccer. Owners in The Lakes of Harmony have Exclusive Access to their own Resort Style Pool, Clubhouse and Gym, As well as the Harmony Community Pool, Gym and Clubhouse. At the Heart of Harmony is the Town Square, Offering Dining Options, a Market, and Various Community Events Year-Round. There’s Also a Community Garden for Those Who Love to Grow Their Own Fresh Produce!. With a Focus on Outdoor Living and Fostering a Close-Knit Community, Harmony Offers a Perfect Balance of Modern Conveniences with Natural Beauty. Great Location with Convenient Access to Lake Nona Medical City, Melbourne Beach and St. Cloud.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $394 | $394 | $394 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,267 | $3,376 | $4,169 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.