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5550 Palmetto ST, Fort Myers Beach, FL, 33931 | $1,119,000
Located at 5550 Palmetto Street, this meticulously maintained elevated home offers the perfect blend of style, comfort, and durability. The home has no damage from Hurricane Irma, Ian, Milton, or Helene in the upper living area, making it a safe and secure choice. With just a short walk to Beach Access 16 and 17, you'll have easy access to the beautiful sands of Fort Myers Beach while enjoying the tranquility of a quiet neighborhood.
The property is in a weekly zoned rental street, offering investment potential with minimal disturbance. It features partial Gulf views through a scenic view corridor, providing the perfect backdrop for sunsets and beach days.
Inside, you'll be greeted by vaulted ceilings and an abundance of natural lighting that highlights the timeless finishes throughout. The open floor plan, combined with beautiful finishes, offers both functionality and elegance.
Step outside and enjoy a brand-new Saltwater pool and spacious spa, perfect for relaxing or entertaining guests. The oversized composite deck with a Pergola is ideal for outdoor dining and entertaining. The aluminum railing and deck membrane ensure a dry, usable lower level outdoor seating area—perfect for enjoying the outdoors year-round.
The home is equipped with all impact doors and windows, providing peace of mind during storm season. The hardy board siding and soffits and white metal roof with additional fasteners offer superior durability and low maintenance. The new 2-stage Carrier 15SEER AC is up to code, ensuring comfort in all seasons.
Outside, the low-maintenance rock and shell landscaping with Dwarf Royal Palms adds to the home's curb appeal. The permeable design fence and paver driveway add style and functionality, all redone after Hurricane Ian.
With no HOA fees, this home offers the perfect opportunity for both personal use or investment. Whether you're looking for a vacation retreat, a rental property, or your forever home, this property purchase is a no-brainer!
Features
- Amenities: Beach Access, Non-Gated
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 45 x 45 x 125 x 125
- Laundry: Inside
- Year Built: 1992
- Garage: 2-car Attached, Attached Carport
- Heating: Central Electric
- Cooling: Ceiling Fan(s), Central Electric
- Basement: Ceiling Fan(s), Central Electric
- Approx Sq. Feet: 1,993
- Acreage: 0.13
- Lot Size: 45 x 45 x 125 x 125
- Est. Taxes: $5,192
- Lot Desc: Regular
- View: Partial Gulf, Water
- Pool: In Ground, Salt Water
- Pets Allowed: Yes
- Pet Policy: No Approval Needed
- Appliances: Cooktop, Electric Cooktop, Dishwasher, Refrigerator/Freezer
- MLS#: 225022277
- Days on Market: 49 days
- Website: https://www.raveis.com
/eprop/225022277/5550palmettost_fortmyersbeach_fl?source=qrflyer
Listing courtesy of PREMIERE PLUS REALTY COMPANY Phone: 239-732-7837
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5550 Palmetto ST, Fort Myers Beach, FL, 33931
$1,119,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $895,200 | $895,200 | $895,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,439 | $5,732 | $7,737 |
| Total Monthly Payment | $5,997 | $6,290 | $8,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388