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Introducing a beautifully maintained ranch-style beach house from circa 1950s, featuring private beach access in the hamlet of South Jamesport. This charming property also includes a deeded dock conveniently located within the association's boat basin, all situated on a picturesque, winding street. Upon entering the home, you will be welcomed by quaint arched doorways, a formal dining room, and an updated kitchen, designed for casual seating; perfect for hosting friends and family. The spacious living room is filled with natural light and features a wood-burning fireplace, built-in shelving, and a side door leading to al fresco dining on the back patio. The home boasts wood floors throughout, a primary bedroom suite with generous closet space, and a guest bedroom accented by an arched window nook. The hall bathroom has been recently remodeled and has a coastal vibe with chic blue tile, updated countertops and fixtures. Situated on over a third of an acre, the backyard includes a patio with an awning, a fire pit, an outdoor shower, and ample room for a pool. Additional features of the property include a full basement and a one-car garage. A new roof was installed in 2024, and recessed cast iron radiators add a finished touch to the home's character. Enjoy all the North Fork has to offer, with vineyards, farmstands, boutique shops, and dining all nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.375% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.565% | 6.475% | 6.183% |
Monthly Tax Payment | $844 | $844 | $844 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,353 | $5,964 | $8,067 |
Total Monthly Payment | $6,322 | $6,933 | $9,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.