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Spacious North Branford Retreat - Room to Grow & Explore! Discover the charm of country living in this spacious 4-bedroom, 3-bath home set on a tranquil 1. 96-acre lot. Designed for comfort and flexibility, this home features a center hall floor plan, perfect for expanded living and entertaining. The sunroom has cathedral ceilings and a slider to the large deck and offers beautiful views, and the eat-in kitchen with Quartz counters and double oven is ready for gatherings. The first floor boasts a cozy family room, a bright skylit office (or potential bedroom), and a full bath. Upstairs, the primary suite includes a full bath and walk-in closet, plus three additional bedrooms and a custom hall bath. The large walk-out basement offers great potential-think in-law setup, home gym, or extra living space. Enjoy outdoor adventures with room for gardening, hiking, and exploring. Located in a peaceful neighborhood yet minutes from Route 80, schools, shopping, and parks. With just a few cosmetic updates, this home is a fantastic value! This property is HUD owned. Sold AS-IS. Reserve Escrow available HUD IE (Insured Escrow) Financing available is Cash, Conventional, FHA 203K Renovation financing. Case #061-498777. FHA Financing IE(Insured), 203-k Eligible. Lead Based Paint Addendum attached. Buyers, make an appointment to view this property and discuss with the Real Estate Agent of your choice. Put this on your short list and offer on your home today HUD Home. Sold "AS IS" by electronic bid only. Property available 03/09/2025. Bids are due by 03/18/25 @ 11: 59: 59 CT, then daily until sold. Eligible bidders: Owner Occupants, Nonprofits, and Government Agencies only until 04/07/2025 @ 11: 59: 59 PM CT. FHA Case #061-498777
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 2 | Ceiling Fan | 11.0 x 12.0 | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | 10.0 x 11.0 | Upper |
Family Room | Ceiling Fan | 14.0 x 17.0 | Main |
Kitchen | Skylight,Ceiling Fan | 12.0 x 19.0 | Main |
Living Room | Skylight,French Doors | 12.0 x 12.0 | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Wall/Wall Carpet | 10.0 x 15.0 | Upper |
Sun Room | Ceiling Fan | 12.0 x 12.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $732 | $732 | $732 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,096 | $2,207 | $2,813 |
Total Monthly Payment | $2,903 | $3,014 | $3,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.