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Resident owned park and with an HOA fee of only $180. 00 a month that includes water, sewer, trash, lawn mowing and all the park amenities.
Completely Furnished Two Bedroom, One and a half bath with tub and shower.
This home has been recently remodeled and updated with all new windows, membrane roof over, new vinyl siding with 2” insulation. The central AC is only 7 years old (2018). A very unique home in that it has 2 carports and 2 sheds. One serving as a storage area and laundry room and the other was built to be a is a workshop. Perfect for the handyman or gardener!
Furthermore, the kitchen has been remodeled with all new wood cabinets, newer range, refrigerator and microwave. It also features an extra deep sink and new plumbing!
The entire home has had the paneling removed and replaced with insulated drywall! The living room is large with laminate flooring, new ceiling beams, new large windows, and plenty of space to relax. The dining room has laminate flooring, a built-in desk and large windows.
The guest bedroom has large windows, a ceiling fan, carpet, closet and will hold a queen-sized bed. The guest bathroom has a nice sized vanity with storage, new large medicine cabinet and a tub/shower combination.
The main bedroom has a ceiling fan, closet, built in dresser, carpet and will hold a queen-sized bed. The ½ bathroom is off the main bedroom with a pedestal sink and toilet.
There are 2 carports for this home, one on each side of the home with an entrance for both. The left side of the home has a recently added screened in porch is with a ceiling fan and is a great spot for your morning cup of coffee/tea.
This is a beautiful home with lots of upgrades already done for you.
Melody Gardens is a very active 55+ resident-owned mobile home park in St. Petersburg, Florida. there are events and happenings almost every night of the week during snowbird season. Of the many mobile home parks in Florida, we have one of the best! We are perfectly located off Park Street, and close to excellent shopping and the Pinellas Trail. We're only minutes away from Madeira Beach.
Lots of Activities, Good Fun and very Friendly, we are a very active community and there is always something for everyone. We have exercise, bingo, swimming, card games and shuffleboard, or just simple relaxation. We love our music, just as our name suggests, and we enjoy dances and karaoke. We live in a fabulous little community of 137 mobile homes. Emotional Support and Service animals are welcome.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $91,920 | $91,920 | $91,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $24 | $24 | $24 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $581 | $604 | $769 |
Total Monthly Payment | $680 | $703 | $868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.