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This picturesque Hudson home is one of the finest examples of French second-empire style, in a city known as "a dictionary of American architecture. '' It features a prominent mansard tower with bullseye (oeil-de-boeuf) dormer windows and tall arched paired windows. At the second-floor level, the curved mansard slate roof is pierced by ornate crowned dormer windows. Decorative brackets adorn the main cornice, bay window, and elaborate front porch. Enter this handsome house from the porch through ornate double doors to the spectacular curved black walnut staircase in the soaring entrance hall with 12-foot ceilings matching the height of all the first-floor rooms. Hall doorway on the right leads to a double parlor with fireplace and tall windows. The front parlor joins the rear parlor through a large opening and another wide opening joins the rear parlor to the dining room and its sunny bay window. Adjacent to the dining room, at the back of the house, is a spacious kitchen with floor to ceiling cabinets, ample granite counters, and large sink overlooking the long porch and gardens. At one end of the kitchen is a half bathroom, laundry, and stairs down to the basement and stairs up to a second floor back hallway. The formal front stair and informal back stair lead to the second floor sitting room or library, a total of three bedrooms, and two baths. The spacious primary ensuite bedroom has a charming sunny alcove (part of the tower with its tall windows), a fireplace heater, a luxurious jacuzzi bathtub, and a separate shower. Sited on a double corner lot on a quiet one-way street, the short side street allows discreet access to the two-car garage. Privet hedges enclose professionally designed lovely gardens with perennials, trees, and paved stone paths. Located conveniently only a few blocks from the Hudson library and lively Warren Street, and two hours by car or Amtrak train to New York City.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.511% | 6.309% |
Monthly Tax Payment | $1,132 | $1,132 | $1,132 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,520 | $4,966 | $6,771 |
Total Monthly Payment | $5,744 | $6,190 | $7,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.