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21 Manville Hill Road, Cumberland, RI, 02864 | $499,900
Welcome to this charming Cape Cod-style home, beautifully updated and move-in ready! This home offers 3 spacious bedrooms and 2 full bathrooms, with the exciting potential for 2-4 additional bedrooms in the attic and basement space. Whether you need extra bedrooms or a home office, this space is ready to be customized to fit your needs. Completed with a well-maintained vinyl exterior, that gives it a pristine, welcoming appeal. Brand-new oil tank, water heater and yearly furnace maintenance, this home is ready for worry-free living. Both chimneys have been professionally serviced annually, and the home features full insulation throughout including the attic and basement! Enjoy comfort in every season, with central air on the first floor and basement, while the second floor benefits from cozy baseboard heating. The heart of this home is its 4-season sunroom, offering a peaceful space to relax and unwind. Plus, a working brick fireplace with a heating vent adds both charm and warmth. Situated on a beautiful lot, the property features a flowing brook nearby without the need for flood insurance. The expansive 8-car paved driveway ensures ample parking for guests and family. This is the perfect home for those seeking comfort, convenience, and flexibility. Don't miss out on this fantastic opportunity as it will not last! Interior photos will be uploaded soon.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1950
- Garage: No Garage
- Heating: Baseboard,Electric,Oil
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,752
- Acreage: 0.57
- Est. Taxes: $4,729
- Appliances: Oil Water Heater,Water Heater
- MLS#: 1379380
- Website: https://www.raveis.com
/prop/1379380/21manvillehillroad_cumberland_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Manville Hill Road, Cumberland, RI, 02864
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $394 | $394 | $394 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,302 | $2,525 | $3,266 |
| Total Monthly Payment | $2,771 | $2,994 | $3,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB