1022 MCTAVISH WAY, Palm Harbor, FL, 34684 | $379,900

Welcome to your next dream home nestled in the picturesque community of Highland Lakes which is located in a NON evacuation and NON flood zone!! This new listing is a meticulously maintained property that offers an exceptional lifestyle on Florida's West Coast. Envision yourself in this stunning 2-bedroom, 2-bath residence that includes a spacious 2-car garage, providing enough room not only for your vehicles but also for a potential golf cart - a popular mode of transport in this friendly community.

As you step inside, you'll be greeted by an airy open floor plan that harmoniously combines the living and dining spaces, creating an inviting area for entertaining guests or simply relaxing. The primary bedroom and guest bedroom are thoughtfully positioned on opposite sides of the house, ensuring privacy for both you and your visitors. Additionally, the home features a charming air conditioned Florida room that serves as a family room.

The commitment to care is evident in the recent updates, which include a brand-new roof installed 6 months ago, a fresh water heater 2/2025, newer electrical panel, and modern appliances including a refrigerator and dishwasher in 2/2025 as well. Not to mention, the exterior has been recently painted, and the driveway even had a little makeover—because every good driveway deserves a second chance at making a first impression.

If you're a fan of minimal chores and maximal fun, you'll be glad to know that the home boasts a low homeowner association fee. One might say it’s overzealously affordable! Plus, the community is golf cart friendly, ready for you to roll in style from your driveway to the fairways, because here in Highland Lakes, golf carts are the Cadillacs of the cul-de-sac.

Speaking of golf, the Highland Lakes Community Homeowners Association grants unlimited use of three executive golf courses—without green fees. Fore! That’s right, practice your swing to your heart's content without spending a dime on green fees. In addition to the golfing paradise, the recreational center is a hub of activity, live events, social clubs, heated community pools, lighted tennis courts, and courts for both shuffleboard and pickleball. And if you’re feeling nautical, the additional clubhouse at Lake Tarpon Lodge includes pontoon boats, a private boat ramp, a fishing dock, and even boat/RV.
Located centrally in Palm Harbor, you're never too far from a suntan or a shopping spree, thanks to the nearby Gulf beaches and a rich selection of nearby restaurants and shopping centers. Cultural resources, professional sports venues, and top-notch medical services are just a stone's throw away, making convenience a key part of your living experience.

In Highland Lakes, you're not just buying a home; you're opting into a lifestyle. It's a place where you can be as active or relaxed as you wish, surrounded by amenities that cater to every type of lifestyle. So, why just exist somewhere when you can live it up here? After all, life is what you make it, and here, it promises to be spectacular. Welcome to your new home, where every day feels like a vacation.
For more information on amenities please visit www. highlandlakeshoa. org

Features

  • Amenities: Clubhouse, Golf Course, Other, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 94 x 111
  • Laundry: Laundry Room
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,385
  • Acreage: 0.24
  • Lot Size: 94 x 111
  • Est. Taxes: $1,483
  • HOA Fee: $164 Monthly
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8354567
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/TB8354567/1022mctavishway_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2025 1:23:30 AM)
Listing courtesy of HOMEFRONT REALTY   Phone: 727-641-4444

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1022 MCTAVISH WAY, Palm Harbor, FL, 34684

$379,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $303,920 $303,920 $303,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $124 $124 $124
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,997 $2,544
Total Monthly Payment $2,095 $2,196 $2,743

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.