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Welcome to your next dream home nestled in the picturesque community of Highland Lakes which is located in a NON evacuation and NON flood zone!! This new listing is a meticulously maintained property that offers an exceptional lifestyle on Florida's West Coast. Envision yourself in this stunning 2-bedroom, 2-bath residence that includes a spacious 2-car garage, providing enough room not only for your vehicles but also for a potential golf cart - a popular mode of transport in this friendly community.
As you step inside, you'll be greeted by an airy open floor plan that harmoniously combines the living and dining spaces, creating an inviting area for entertaining guests or simply relaxing. The primary bedroom and guest bedroom are thoughtfully positioned on opposite sides of the house, ensuring privacy for both you and your visitors. Additionally, the home features a charming air conditioned Florida room that serves as a family room.
The commitment to care is evident in the recent updates, which include a brand-new roof installed 6 months ago, a fresh water heater 2/2025, newer electrical panel, and modern appliances including a refrigerator and dishwasher in 2/2025 as well. Not to mention, the exterior has been recently painted, and the driveway even had a little makeover—because every good driveway deserves a second chance at making a first impression.
If you're a fan of minimal chores and maximal fun, you'll be glad to know that the home boasts a low homeowner association fee. One might say it’s overzealously affordable! Plus, the community is golf cart friendly, ready for you to roll in style from your driveway to the fairways, because here in Highland Lakes, golf carts are the Cadillacs of the cul-de-sac.
Speaking of golf, the Highland Lakes Community Homeowners Association grants unlimited use of three executive golf courses—without green fees. Fore! That’s right, practice your swing to your heart's content without spending a dime on green fees. In addition to the golfing paradise, the recreational center is a hub of activity, live events, social clubs, heated community pools, lighted tennis courts, and courts for both shuffleboard and pickleball. And if you’re feeling nautical, the additional clubhouse at Lake Tarpon Lodge includes pontoon boats, a private boat ramp, a fishing dock, and even boat/RV.
Located centrally in Palm Harbor, you're never too far from a suntan or a shopping spree, thanks to the nearby Gulf beaches and a rich selection of nearby restaurants and shopping centers. Cultural resources, professional sports venues, and top-notch medical services are just a stone's throw away, making convenience a key part of your living experience.
In Highland Lakes, you're not just buying a home; you're opting into a lifestyle. It's a place where you can be as active or relaxed as you wish, surrounded by amenities that cater to every type of lifestyle. So, why just exist somewhere when you can live it up here? After all, life is what you make it, and here, it promises to be spectacular. Welcome to your new home, where every day feels like a vacation.
For more information on amenities please visit www. highlandlakeshoa. org
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,997 | $2,544 |
Total Monthly Payment | $2,095 | $2,196 | $2,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.