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This charming raised ranch is tucked away in a private setting, offering both tranquility and convenience. With 3 spacious bedrooms and 2 bathrooms, this home provides ample living space for families or individuals looking for comfort and functionality. The country-style kitchen, which was beautifully renovated in 2022, boasts modern stainless steel appliances, making it a perfect space for cooking and entertaining. In addition, the main level includes a den/office, offering flexibility for work, study, or relaxation. The finished basement is a standout feature, complete with two separate outside entrances, making it ideal for additional living space, a guest suite, or even a home-based business. The basement’s design adds privacy and convenience, as well as accessibility to the outdoor space. The property also benefits from two driveways—one of which leads to an oversized garage, offering plenty of room for vehicles and storage. Situated on a dead-end street, this home ensures minimal traffic and maximum privacy, with a generous one-acre lot providing plenty of space for outdoor activities or future expansion. Plus, it's just a short distance from the scenic Spring Lake Golf Course and nearby shopping, making it easy to enjoy leisure activities or errands.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $832 | $832 | $832 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,640 | $2,780 | $3,543 |
Total Monthly Payment | $3,564 | $3,704 | $4,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.