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Nicely updated condo with beautiful sunset views over the intracoastal waterway from covered balcony. Harbourside is a guard gated (24 hour) island community that is recognized as a premier, well maintained condo community of high quality, and offers a desirable lifestyle experience with an abundance of features and amenities that exceed the standard. The condo includes an open floor plan with a split 2 bedrooms, 2 washrooms layout with views of the water from the living area and the primary bedroom, new vinyl plank flooring throughout, new hurricane impact windows, new stove and dishwasher. The building is in excellent condition, it has completed and passed all milestone inspections and currently has a fully funded reserve fund. Two elevators minimize any resident inconvenience due to unforeseen maintenance and circumstances. The building’s exterior was recently painted and quality gemstone installed in all hallways, and also includes its own private heated pool. Community amenities include a 1. 5 mile sidewalk (with lights) around the entire island, and 87 slip marina with slips to own or rent, large community heated pool, hot tub, his and hers fitness centers, shuffleboard, pickleball, tennis, electric car charging stations, car wash stations, vacuum, air pump, library, card room, billiards room, wood working area, arts and craft room, and a recently renovated clubhouse offering many social events through the year. Resort style living at its best. Motivated seller, furniture negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.148% | 7.075% | 6.172% |
Monthly Tax Payment | $642 | $642 | $642 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,594 | $2,627 | $3,348 |
Total Monthly Payment | $3,311 | $3,344 | $4,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.