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Discover this charming brick ranch home in the heart of Central, SC, boasting four bedrooms and two bathrooms on a spacious 0. 81-acre lot. As you approach, you'll be greeted by a screened-in front porch adorned with vinyl windows, creating an inviting entrance. The property features a generous 30x24 two-car garage, equipped with automatic openers, as well as a convenient concrete circle driveway. For added versatility, there's a two-car carport fitted with both 220 and 110 power outlets, perfect for electric vehicle charging, alongside an RV carport complete with water and power access. The home includes a stackable washer and dryer, making laundry days more manageable. An instant gas hot water heater ensures you're never left waiting, while beautiful hardwood and luxury vinyl plank flooring flow throughout. Step inside to discover a warm and inviting living room, highlighted by a cozy gas log fireplace framed with antique ceiling tiles. The kitchen shines with natural light, featuring stainless steel appliances, elegant quartz countertops, and a lovely farmhouse sink. Kitchen also has newer soft close cabinets with built in organizers. A built-in breakfast area provides a casual dining option, or you can enjoy meals in the nearby dining room, which boasts sliding glass doors leading to the back porch. In the back corner of the yard, there is a delightful garden area, ideal for growing your own vegetables and greens. The main bedroom offers a serene retreat, complete with a private bathroom suite that features a stylish barn door and a convenient step-in shower. This lovely home combines comfort and functionality, making it a perfect place to create lasting memories. Close to Clemson University and Southern Wesleyan University. Also close to shopping, dining, and entertainment.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $28 | $28 | $28 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,681 | $2,142 |
Total Monthly Payment | $1,700 | $1,784 | $2,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.