![]() |
Welcome to this stunning 5-bedroom, 3-bathroom home in the exclusive gated community of Lake Talia in Land O’ Lakes. Just under 3, 000 square feet with an OFFICE, BONUS ROOM, and OVERSIZED SCREENED PATIO. Nestled on a quiet street in the front of the community, on a cul-de-sac with only 10 other houses. NO THROUGH TRAFFIC. Designed for both comfort and style, this spacious residence features a unique layout with split stair case access upstairs from foyer or kitchen, abundant natural light, high ceilings, and modern finishes. The gourmet kitchen boasts sleek countertops, stainless steel appliances, and ample cabinetry, perfect for cooking and entertaining. The primary suite is a true retreat, offering a spa-like ensuite bath and a generous walk-in closet. With a brand-new roof (2025), water heater (2025), and AC (2024), this home provides both luxury and peace of mind.
Step outside to your own private oasis, where a screened patio overlooks a tranquil pond with GREAT FISHING, creating the perfect backdrop for morning coffee or evening relaxation. The fully fenced yard offers privacy and space to enjoy the fire-pit with family and friends. A three-car garage provides ample storage and parking. Nestled in a prime location, this home offers easy access to top-rated schools, shopping, dining, and major highways. Don’t miss the opportunity to own this beautifully maintained home in one of Land O’ Lakes’ most sought-after communities—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,709 | $2,890 | $3,654 |
Total Monthly Payment | $3,107 | $3,288 | $4,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.