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Presented by![]() Dede McDowell |
Under contract-accepting backup offers. Waterfront Living in Astor – Direct Access to the St. Johns River! Discover the perfect waterfront retreat with this charming 3-bedroom, 2-bath home situated on a canal leading directly to the St. Johns River. Featuring a 2-car garage and a thoughtfully designed floor plan, this home offers both comfort and functionality. Inside, you'll find a formal living room and dining room, along with a spacious kitchen boasting Corian countertops, a pantry, and ample cabinet and counter space. The enclosed Florida room, under air, provides stunning water views, making it the perfect spot to unwind. The large master suite includes a private, updated master bath, while both bathrooms feature walk-in showers for modern convenience. A bonus/hobby room behind the garage, also under heat and air, overlooks the water, providing additional space for work or relaxation. Step outside to find a boathouse equipped with a sink and fresh water, ideal for boating and fishing enthusiasts. Plus, the home comes with a whole-house generator, ensuring peace of mind year-round. Located in the heart of Astor, FL, this home is perfect for those looking to enjoy waterfront living with easy access to the river. Don't miss this rare opportunity! Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
Sales Associate
William Raveis Real Estate
Phone: 203.434.0722
Dede.McDowell@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,156 | $2,744 |
Total Monthly Payment | $2,183 | $2,263 | $2,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.