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Looking for a meticulously maintained, incredibly beautiful home in a spectacular neighborhood? Come checkout 1107 Seneca Trail in beautiful St. Cloud! You’ll enjoy the Florida outdoors as this home boasts an amazing amount of outdoor space including a beautiful heated pool, large screened in lanai and backyard that is fully fenced in for your privacy. The home has many new upgrades, including new kitchen appliances which all convey with the home, and a roof that was replaced in 2023. The home also includes the washer/dryer and water filtration system. This home includes 3 bedrooms, 2 full bathrooms and a two-car garage. The interior of this home features a split concept that allows for two living areas and a separate formal dining room. As mentioned, the kitchen, which overlooks the large family room, boasts all new appliances including refrigerator, dishwasher, stove/cooktop and microwave. The family room provides great views and access to enjoy your covered screened-in lanai and spacious backyard oasis. The large primary suite is nestled in the front of the home for added privacy and features two walk-in closets and a large ensuite featuring a garden tub, and his/hers separate vanities. This delightful home and community are perfectly suited to enjoy living in central Florida! The home is located in the Indian Lakes community, which includes a large community pool, children’s playground and tennis court. Centrally located in beautiful St. Cloud, this home is far enough away from the hustle and bustle of the theme parks, but only a short 30-minute drive to Disney or the Orlando International airport. Call now to schedule a private showing – I promise you won’t be disappointed!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,207 | $2,813 |
Total Monthly Payment | $2,399 | $2,482 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.