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YOUR GATEWAY TO WATERFRONT LIVING in Emerald Pointe! Condo fees have reduced, thanks to wonderful property management! Discover the perfect blend of comfort and coastal charm in this 2-bedroom, 1-bathroom condo, nestled within Emerald Pointe, Punta Gorda’s premier gated waterfront community. Offering an expansive balcony, this unit invites you to unwind and embrace the Florida lifestyle. Step inside to find a bright and airy living space, ideal for entertaining or simply relaxing after a day on the water. The kitchen features a breakfast bar, which seamlessly flows into the great room, creating a welcoming atmosphere. The primary bedroom offers balcony access and a spacious walk-in closet. The second bedroom features pocket doors and provides flexibility for guests, or a home office. Beyond your doorstep, resort-style amenities await! The building is undergoing upgrades like fresh paint and carpet in the common areas! The elevator will be refreshed as well! Emerald Pointe boasts direct access to Charlotte Harbor and the Gulf, complete with wet and dry dockage, a private boat ramp, and on-site marina services. Stay active with three sparkling pools, five tennis courts, pickleball, a fitness center, and a game room. The clubhouse features a seasonal on-site restaurant, "The Bistro, " offering dining from November through March. Tennis enthusiasts can enjoy league play, professional coaching, and social events. Located just minutes from downtown Punta Gorda, you’ll have easy access to charming shops, waterfront dining, farmers markets, golf courses, and endless outdoor activities. Whether you’re seeking a full-time residence or a seasonal getaway, this condo is a rare find! No damage from the recent hurricanes. Let's not forget one of the most important amenities - boat storage both dry and wet slip at no additional charge! Buyers must physically tour the unit before submitting a contract. Call today to schedule your private showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,200 | $143,200 | $143,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $941 | $1,199 |
Total Monthly Payment | $1,190 | $1,226 | $1,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.