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Affordable new construction home on a double lot! 0. 36 acres offers endless possibilities for storage, parking, or building your ideal yard project. Fully completed and available now! Limited opportunity to keep costs down, making your mortgage cheaper than renting long term. As with all new construction homes, the home insurance premium is much lower than older homes. With a brand-new private well system, you'll also have no water/sewer bills, and being out of a high-risk flood zone, flood insurance is NOT required! No HOA here either, allowing you to maximize your property at your leisure. This builder prioritizes energy efficiency by using superior insulation, low-E windows, recessed LED lighting and ceiling fans which enhance comfort throughout. Two exterior 110-V soffit outlets for easy installation of security cameras. Offering 3 bedrooms, 2 bathrooms, and a thoughtfully designed open layout. Enjoy peace of mind with impact-resistant windows and exterior doors rated for hurricane-force winds, and 160-mph shingles, while the luxury vinyl plank flooring, premium quartz countertops, and contemporary bathroom tile add a touch of elegance. The kitchen comes fully equipped with new stainless steel appliances, shaker cabinets with soft-close hinges, and undermount sink for easy clean up. The private laundry room includes a new stackable washer and dryer combo, plus a cabinet for storage and added convenience. Plus, a builder’s warranty is included which provides peace of mind, making this home the perfect blend of style, durability, and savings! The company that installed the brand new septic system includes 2 years of free maintenance. Minutes from the home is beautiful Moon Lake Park where families can enjoy access to the lake with a boat ramp, for boating, kayaking or canoeing. There are also picnic tables, BBQ grills, basketball hoop, playgrounds, and bathrooms available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $21 | $21 | $21 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,682 | $2,143 |
Total Monthly Payment | $1,693 | $1,778 | $2,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.