300 16TH AVENUE, Indian Rocks Beach, FL, 33785 | $800,000

Indian Rocks Beach Home with Dock & Boat Lift – Owner Financing Available!

Discover the perfect opportunity to own a waterfront home in the heart of Indian Rocks Beach, just steps from Kolb Park! This 2-bedroom, 1-bath home features a detached garage and private dock with a 10, 000 lb boat lift, making it an ideal retreat for boating enthusiasts.

While the home sustained flood damage from Hurricane Helene, it has been professionally remediated and is ready for a new owner to renovate and make it their own. The structure did not sustain significant damage, providing a solid foundation for customization.

The seller is offering owner financing with competitive rates and a substantial down payment. Additionally, there is an opportunity to purchase this home as a package deal with the 6-unit apartment building across the street (MLS# TB8357783)—an excellent investment for those looking to expand their portfolio in this highly desirable beachside community.

Don't miss this chance to own a piece of Indian Rocks Beach paradise with boating access, a prime location near parks, and flexible financing options! Contact us today for more details or to schedule a viewing.

Features

  • Amenities: Basketball Court, Pickleball Court(s), Playground, Recreation Facilities
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 45 x 118
  • Laundry: Inside, Laundry Room
  • Year Built: 1950
  • Garage: 1-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,028
  • Acreage: 0.11
  • Lot Size: 45 x 118
  • Est. Taxes: $2,334
  • View: Water
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: TB8357777
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/TB8357777/30016thavenue_indianrocksbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/18/2025 9:47:08 AM)
Listing courtesy of KELLER WILLIAMS GULF BEACHES   Phone: 727-367-3756

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

300 16TH AVENUE, Indian Rocks Beach, FL, 33785

$800,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $640,000 $640,000 $640,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,993 $4,204 $5,358
Total Monthly Payment $4,279 $4,490 $5,644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.