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Welcome to your beachfront escape at Colony Reef, where the rhythm of the waves and the ease of resort-style living define every day in St. Augustine Beach and the seller is motivated. This impeccably updated, ocean-view condo offers 3 bedrooms, 2 bathrooms, and 1, 080 square feet of thoughtfully designed living space, all set against a stunning backdrop of Atlantic views and the sparkling blue community pool. From the moment you step inside, you're greeted by an open-concept layout ideal for entertaining. The beautifully renovated kitchen boasts stainless steel appliances, crisp white cabinetry, granite countertops, and a breakfast bar that flows seamlessly into the spacious living area. Gather with family and friends or unwind after a day on the sand—all while taking in the captivating coastal scenery. Flooded with natural light, the airy living room opens directly onto an expansive covered balcony, the perfect place to savor your morning coffee or evening cocktail while enjoying the soothing sounds of the surf. The primary suite offers a serene retreat with private balcony access, tranquil pool and ocean views, and a spa-inspired en-suite bath. Designed with coastal living in mind, durable tile flooring runs throughout the home, making cleanup effortless after a day at the beach. Two additional guest rooms, including one with custom built-in bunk beds, share a well-appointed updated full bath. Plenty of parking and easy access to your unit from the building elevator. Located within the secure, gated Colony Reef community, you'll enjoy an array of top-tier amenities: indoor and outdoor pools, tennis and pickleball courts, a playground, elevator access, and private beach entry just steps from your door. Whether you're searching for a full-time residence, a luxurious vacation getaway, or a high-performing investment property, this condo is your gateway to the best of St. Augustine Beach living. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,743 | $3,942 | $4,982 |
Total Monthly Payment | $4,091 | $4,290 | $5,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.