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This beautifully maintained home has been thoughtfully upgraded with approximately $35, 000 in enhancements over the past year, including landscaping, an epoxy-coated garage floor, a mini-split air conditioner in the garage, security cameras and system, lanai lighting and speakers, and an outdoor kitchen. A new washer and dryer were added just months ago, and the home is not in a flood zone. Major updates include a 2021 roof, a 2018 HVAC system with a new condenser, air handler, fuse box, surge protector, and re-routed electrical lines, impact windows and doors (2017), impact garage door (2018) with an easy open/close garage screen (2019), and a whole-house water filtration system with softener and pressure tank (2017). Additional upgrades include a 2018 well pump, a 2017 reverse osmosis system, Pentair pool equipment installed in 2017 (pump, filter, heater, auto-fill, acid wash, and re-grout), a five-zone irrigation sprinkler system (2019), fresh exterior paint and sealing (2019) covering the home, eaves, and gutters, and attic insulation (R38). The front storm door (2017) opens to a private tropical oasis, featuring an oversized lanai with both shaded and sunny areas, perfect for outdoor living. The pool area is equipped with four Coolaroo sun shades, a freshly painted and sealed deck, and a removable baby gate for safety. Inside, crown molding accents the main living areas, and the bright, cheerful galley-style kitchen is fully functional with room for expansion. With city utilities currently being installed and expected to be completed within a year, the property retains its well, ensuring an independent water source even after a major hurricane. The home also includes a GenerLink system, allowing a generator to power the entire house if needed, and the utility assessment will be reflected in the tax bill. This move-in ready paradise offers modern upgrades, thoughtful details, and the perfect blend of comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,672 | $1,761 | $2,243 |
Total Monthly Payment | $2,431 | $2,520 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.