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This charming 4-bedroom, 2-bath Cape is located in the desirable Upper Nyack area, just moments away from Nyack's vibrant town. Step inside this inviting home and enjoy the cozy living room, featuring a warm fireplace perfect for relaxing evenings. The family room is highlighted by a charming wood-burning stove, providing the ideal space for curling up with a good book. The first floor offers two bedrooms, accompanied by a full bathroom. Upstairs, is an oversized primary bedroom, complete with a sitting area or office space, providing flexibility for your lifestyle. A fourth bedroom rounds out the second floor, offering even more living space for family or guests. Consider finishing the oversized basement for added recreational space, gym, and game room. Outside, you'll find a great backyard, perfect for gardening, outdoor activities and relaxation. Included is an oversized 2-car garage with an extraordinarily high ceiling which provides an abundance of space for parking and storage. Add some updates and stylize it to make it your perfect home! Don't miss the opportunity to live just minutes from Nyack's lively cultural scene. Enjoy it's excellent restaurants, unique boutiques, cultural events, street fairs, and scenic trails along the Hudson River. Only approx. 32 miles to NYC and conveniently located to the Mario Cuomo Bridge and the New York State Thruway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $1,324 | $1,324 | $1,324 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,181 | $3,306 | $4,212 |
Total Monthly Payment | $4,597 | $4,722 | $5,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.